FinTech businesses have specific technical, regulatory, and user-experience needs that generic development shops rarely understand. Kodechi's fintech technology team builds websites, mobile apps, and custom software for fintech companies across India and Canada — with deep understanding of the compliance, integration, and user requirements specific to this industry.
FinTech products in India face RBI guidelines, KYC requirements, data localization mandates, and payment aggregator norms. Canadian FinTech deals with FCAC, PIPEDA, and provincial financial regulators. Getting compliance wrong doesn't just delay launch — it can shut a product down.
Every FinTech product will face penetration testing by clients, banks, or regulators. Building security-first architecture is not optional. Standard patterns like PCI-DSS compliance for payment handling, encryption at rest and in transit, and audit logging are baseline requirements.
Payment gateways, banking APIs, credit bureaus, KYC providers, fraud detection systems — FinTech products often integrate with 10+ external systems. Poor integration architecture becomes a maintenance nightmare in year 2.
Users don't tolerate a confusing payment flow. They abandon and don't come back. FinTech UX has a much narrower quality window than most product categories.
Payment aggregator platforms, invoicing systems, subscription billing, split payments. Razorpay and Cashfree integration standard for India; Stripe standard for Canada.
Loan origination, credit scoring integration, disbursement automation, collections platforms. RBI-compliant KYC flows for Indian lenders.
Robo-advisory platforms, portfolio management, trading interfaces. SEBI-aware for India, IIROC-aware for Canada.
Full digital banking experiences, prepaid card programs, expense management. Deep expertise in banking API integrations.
Insurance product platforms, claims management, policy comparison, agent portals.
Accounting software integrations (Tally, Zoho Books, QuickBooks), expense management, corporate cards, treasury tools.
FinTech compliance is a first-class concern in every engagement. For India: RBI guidelines, KYC/AML requirements, PA/PG licensing implications, and data localization mandates are reviewed before architecture is finalized. For Canada: PIPEDA, FINTRAC (for AML), provincial financial regulator implications, and PCI-DSS for payment handling. We do not provide legal advice, but we build systems that make compliance achievable.
Frontend: React, Next.js, React Native for cross-platform mobile.
Backend: Node.js, Laravel, Python (Django/FastAPI depending on ML needs).
Databases: PostgreSQL, MongoDB, Redis for caching.
Infrastructure: AWS (with compliance-region hosting), Azure for enterprise clients.
Integrations: FinTech-specific systems (see use cases above for examples).
| Type | Best For | Investment |
| Fixed-Price Product Build | Defined fintech product | INR 5,00,000 – 25,00,000+ |
| Dedicated Team | FinTech product with ongoing development | INR 4,00,000 – 12,00,000/month |
| Advisory + Design | FinTech product strategy | INR 3,00,000 – 10,00,000 |
We bring senior engineering experience across payments, lending, and financial dashboards to every fintech engagement, and we scope each project around your specific compliance and integration needs. Book a discovery call and we can walk through relevant approaches for your use case.
FinTech compliance is a first-class concern in every engagement. For India: RBI guidelines, KYC/AML requirements, PA/PG licensing implications, and data localization mandates are reviewed before architecture is finalized. For Canada: PIPEDA, FINTRAC (for AML), provincial financial regulator implications, and PCI-DSS for payment handling. We do not provide legal advice, but we build systems that make compliance achievable. Details are documented in the project MSA and reviewed by your compliance team before development starts.
MVPs typically take 12–16 weeks. Full production products range 20–36 weeks depending on complexity, integrations, and compliance requirements.
Yes. Common fintech integrations are part of our standard practice. Custom integrations to proprietary systems are handled as part of scope.
Book a free 45-minute consultation with an engineer who understands fintech — not a generalist sales rep. We'll ask sharp questions and share honest recommendations.
info@kodechi.com+91 8375945272
Response time: within 24 hours. Serving clients across Delhi NCR, India, Canada, and globally.